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How to Save on the Essentials

When it comes to our personal finances, we have a lot of skin in the game, so to speak. Meaning, simply, that the stakes are high. Bankruptcy is a worst case scenario for most of, it’s safe to say, and for good reason. After all, we’re all accustomed to a certain level of safety and peace of mind that comes to easy access to food, water, and shelter. Most of us in this modern age are not adequately prepared for a life outside of this framework, so it’s best, obviously, to be wise with your money to ensure we stay within that framework. It’s easier said than do, though, as the world seems designed from the ground up to rob us, and that’s because it is. The thing about capitalism is that money, not people, is the bottom line, after all. However, much of the problem is more trickery than anything else, and so we end up over spending, partially of our own accord, simply because of lack of critical thought. Here are some tips to take back your finances.

First and foremost, there’s the matter of construction. As mentioned above, we’re accustomed to certain kind of life with most of the corners rounded off. We’re soft, basically, and helpless. Therefore, when it’s time to remodel, renovate, or even build your home, you’re going to reflexively hire professionals. However, if you simply invest in your own Grainger tools and make an effort to learn the skills you’ll need for your project, you’ll save a ton. Construction is expensive either way, but not nearly as much so when you’re not paying for the labor. This principle can be applied in countless situations, and the DIY approach always wins out in terms of cost. You just have to learn some skills first. When your car needs repairs, learn how to do them yourself. When your computer has a virus, do some research and find the cure. The list goes on. We’re far too comfortable with letting other people rob us in exchange for services we don’t really need at the end of the day.

On a similar note, we spend more of our money more often in the grocery store than anywhere else, and I have some good news for you. Gardening is an unbelievably inexpensive way to feed yourself. Seeds cost next to nothing, most plants are fairly easy to care for with the right knowhow, which is easily found online or in reference guides.There is a bit of a space requirement here, of course, but my wife has a decent garden just on the tiny back porch of our tiny apartment, so anyone can do something in this department, and every little bit counts. Looking for meat? Raising chickens is about as easy as taking care of plants, if not easier, depending on the plant. As an added bonus, or an alternative, you’ll also have a steady supply of eggs. Combine this with your newfound carpentry skills, and you’re set for life.

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